Our Loan Products
Loans for Emergencies
Quick access to funds for urgent needs like hospital bills and repairs.
Student Loans
Financial support for local and international education.
Project / Tender
Funding for new or existing projects and tender winners.
Small-scale Miners
Tailored loans for mining ventures.
Micro-enterprise Finance
Specialized loans for small businesses like vendors and stores.
Solar Loans
Financing for solar energy projects to combat load shedding.
Cross Border Traders Loans
Support for importers and traders with working capital.
Instant Salary Advance
Short-term salary-based loans for immediate cash needs.
Over-seas Loan
Financial solutions for migration plans.
How Do You Qualify?
Collateral Based Loans
The Asset e.g. a vehicle
Proof of ownership e.g. vehicle
registration book, title deeds
Proof of residence
Salary Based Loans
Current pay slip (30 days)
3 months bank statements
(stamped by bank)
Confirmation of employment
Valid Identification
Proof of residence
National ID
Business Loans
Historical sales records
Relevant licenses
Financial statements
Tax clearance
Registration documents
Business plan
Personal Identity
Loan Process
Enquiry
Customer Inquiry
Application form completion
Document Submission
Preliminary Assessment
Eligibility Check Credit history review Initial interaction
Loan Appraisal and Underwriting
Financial analysis Risk assessment Loan structuring
Loan Approval
Credit committee review Approval OR rejection
Loan Documentation
Loan agreement Collateral documentation Legal compliance
Loan disbursement
Disbursement preparation Final verification Funds disbursement
Loan Monitoring and Repayment
Loan monitoring Repayment schedule Follow up
Loan Closure
Final payment Release of collateral Loan closure
Post Loan Follow Up
Feedback collection Client relationship management
1. Enquiry
Customer Inquiry
Application form completion
Document Submission
2. Preliminary Assessment
Eligibility Check
Credit history review
Initial interaction
3. Loan Appraisal and Underwriting
Financial analysis
Risk assessment
Loan structuring
4. Loan Approval
Credit committee review
Approval OR rejection
5. Loan Documentation
Loan agreement
Collateral documentation
Legal compliance
6. Loan disbursement
Disbursement preparation
Final verification
Funds disbursement
7. Loan Monitoring and Repayment
Loan monitoring
Repayment schedule
Follow up
8. Loan Closure
Final payment
Release of collateral
Loan closure
9. Post Loan Follow Up
Feedback collection
Client relationship management
Frequently Asked Questions
What types of loans does Ripple Capital offer?
Ripple Capital provides a wide range of loan products, including business loans, personal loans, student loans, emergency loans, and specialized financing options like solar loans and loans for small-scale miners. We also offer cross-border traders loans, project/tender financing, and instant salary advances to meet various financial needs.
How do I qualify for a loan with Ripple Capital?
To qualify for a loan, you will need to provide proof of identity, proof of residence, recent bank statements, and, depending on the type of loan, collateral or proof of employment. Our team will guide you through the specific requirements based on the loan product you’re interested in.
What is the application process for a loan?
The process is simple and streamlined:
- Complete an application form.
- Submit the required documents (e.g., proof of income, bank statements).
- Undergo a credit assessment and risk evaluation.
- Once approved, your funds will be disbursed promptly.
For some loans, like emergency and salary advances, approvals are expedited for quicker disbursement.
What repayment options are available?
Ripple Capital offers flexible repayment terms tailored to your financial capacity. Depending on the loan product, you can choose monthly, bi-monthly, or custom repayment schedules to ensure that repayments fit within your budget.
Can I apply for a loan online?
Yes, we offer a convenient online loan application process. Simply visit our website, fill out the application form, and upload the required documents. Our team will review your application and get in touch with you regarding the next steps.
Loan Products On OfferNordigo
Over-seas Loan
Loans for Emergencies
Student Loans
Project / Tender
Small-scale Miners
Micro-enterprise Finance
Solar Loans
Cross Border Traders Loans
Instant Salary Advance
Quick Links
Navigate easily through our website to find the information you need:
Contact Us
We’re here to assist you with all the financial needs. Reach out to us via phone, email, or visit our office for personalized support.
Phone Numbers:
Email:
Location:
🏢 8 Caithness Road, Eastlea, Harare