Welcome to Ripple Capital
The Smile Generator.

At Ripple Capital, we generate smiles by providing accessible microfinance solutions that empower individuals and marginalized communities to achieve their financial goals with ease and confidence. As a trusted and licensed microfinance institution, we are committed to fostering financial inclusion and economic growth across Zimbabwe.

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Quickly apply and get
your dream loan

At Ripple Capital, securing the financial assistance you need is simple and hassle-free. Whether you're looking to fund a personal project, expand your business, or cover urgent expenses, we offer a seamless loan application process designed to meet your unique needs. With tailored loan products, competitive interest rates, and flexible repayment options, we ensure that you can focus on achieving your goals while we handle the financial details. Apply today and take the first step toward financial empowerment.

  • Apply online

    Begin your journey by completing our easy to use application form. Provide your details and specify the type of loan that suits your needs. This step ensures we gather all the necessary information to tailor a solution just for you.

  • Provide Required Documentation

    Submit essential documents such as proof of identity or proof of residence and any additional requirements based on your loan type. Our team will guide you through this stage to ensure a smooth and quick submission process.

  • Approval and Fund Disbursement

    Once your application is reviewed and approved, your funds will be disbursed promptly. We pride ourselves on quick turnaround times, so you can address the financial needs without unnecessary delays.

Frequently Asked Questions

What types of loans does Ripple Capital offer?

Ripple Capital provides a wide range of loan products, including business loans, personal loans, student loans, emergency loans, and specialized financing options like solar loans and loans for small-scale miners. We also offer cross-border traders loans, project/tender financing, and instant salary advances to meet various financial needs.

To qualify for a loan, you will need to provide proof of identity, proof of residence, recent bank statements, and, depending on the type of loan, collateral or proof of employment. Our team will guide you through the specific requirements based on the loan product you’re interested in.

The process is simple and streamlined:

  • Complete an application form.
  • Submit the required documents (e.g., proof of income, bank statements).
  • Undergo a credit assessment and risk evaluation.
  • Once approved, your funds will be disbursed promptly.
    For some loans, like emergency and salary advances, approvals are expedited for quicker disbursement.

Ripple Capital offers flexible repayment terms tailored to the financial capacity. Depending on the loan product, you can choose monthly, bi-monthly, or custom repayment schedules to ensure that repayments fit within your budget.

Yes, we offer a convenient online loan application process. Simply visit our website, fill out the application form, and upload the required documents. Our team will review your application and get in touch with you regarding the next steps.

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